Elko Homes under $400,000

Elko Homes under $400,000

Welcome to Elko, Nevada – a hidden gem nestled in the heart of the Ruby Mountains! Known for its rich history, vibrant culture, and stunning natural landscapes, Elko is a city that beautifully blends the charm of the Old West with modern amenities. With a population that enjoys the warmth of community living, Elko is a place where neighbors become friends, and families thrive.

Elko is not just about the breathtaking scenery; it’s also a hub of outdoor adventures. From hiking and fishing to hunting and snowmobiling, the surrounding wilderness offers endless opportunities for exploration. Additionally, the city boasts a thriving arts scene, with events like the National Cowboy Poetry Gathering drawing visitors from around the country to celebrate the region's heritage.

For those looking to plant roots in this beautiful city, Elko offers an impressive selection of homes under $400,000. Whether you're a first-time homebuyer, a growing family, or someone seeking a peaceful retreat, you’ll find a variety of charming options. From cozy single-family homes to spacious townhouses, Elko’s real estate market is diverse and affordable, making it an ideal choice for anyone seeking a quality lifestyle without breaking the bank.

Imagine enjoying the serenity of Elko while having access to all the amenities you need. With excellent schools, a strong sense of community, and an abundance of recreational activities, Elko is a place where dreams can flourish. Come discover the possibilities that await you in this enchanting city!

Newest Elko Homes under $400,000

5245 Flower, Elko
$320,000
3 Beds ⋅ 2 Baths ⋅ 3628492 MLS
Brand new manufactured home featuring three spacious bedrooms and two bathrooms. The kitchen is fully set up with brand new appliances, including a refrigerator, stove, and dishwasher, plus plenty of cabinet space. Fresh paint, stylish new flooring, and cozy carpet make this place feel like home from the moment you walk in. The home is currently under construction and will be finished by 10/15/26 but can still be viewed before the last finishing touches. Disclosure: Agent is principal.

5245 Flower, Elko
Adams, Elko
$120,000
3 Beds ⋅ 2 Baths ⋅ 3628484 MLS
If you've been looking for an off grid property near i80 HERE IT IS! This property is fully fenced and cross fenced. It offers a 924 sq ft single wide, outbuilding & a lean to. Completely self sufficient off of solar and a generator, with a private well. Plenty of pens, chicken coop space and options for you, so bring your animals! You can be completely sustainable and create your own dream on i2.27 acres n the Nevada Great Basin!! Schedule your showing today.

Adams, Elko
988 College, Elko
$169,000
2 Beds ⋅ 1 Baths ⋅ 3628473 MLS
Welcome to 988 College Avenue, a 2-bedroom, 1-bath home offering 1,217 sq. ft. of comfortable living space. Located in the desirable Tree Streets area, directly across from Elko High School, this home offers character, convenience, and plenty of potential. Conveniently located by schools, shopping, downtown, and other Elko amenities, this could be a wonderful starter home, investment property, or opportunity for someone looking to add their own personal touches. Come see the possibilities at 988 College Avenue!

988 College, Elko
260 Fir, Elko
$263,000
1 Beds ⋅ 1 Baths ⋅ 3628447 MLS
Welcome to tiny home living on 260 Fir street in Elko. This low-maintenance tiny home offers 1 bedroom, 1 bathroom, and 672 sq ft of modern living space. Built in 2021, the home features vaulted ceilings, luxury vinyl plank flooring, custom window coverings, and full stainless steel appliance packages, including dual range gas cooktops with electric ovens. It is also equipped with efficient mini split heating and cooling systems, along with a washer/dryer all in one unit. Outside you will find a completely landscaped space, with plenty of parking. Even enough room for a small RV. Are you looking to downsize, invest, or find your first home? This tiny home offers it all!

260 Fir, Elko
184 Court, Elko
$350,000
2 Beds ⋅ 2 Baths ⋅ 3628438 MLS
Location, views, and timeless charm come together at 184 Court St. in Elko's desirable Tree Streets! Just steps from downtown and perched on a hill, this 1962 home offers rare, unobstructed Ruby Mountain and city views. Full of character, the home features classic arches, built-ins, and the charm of its era. The main level includes 2 bedrooms with 2 closets in each, 2 bathrooms, a spacious living room with fireplace and stunning views leading to the back deck, plus a large dining area overlooking the Tree Streets with lots of natural sunlight. The original kitchen has been refreshed with freshly painted cabinets, while the second bathroom/laundry room was renovated in 2026. The full walkout basement offers incredible potential with a large living area, den/office, bonus space, second fireplace, and workshop area. The basement also enjoys beautiful mountain views and provides plenty of opportunity for future renovations and added value. New roof was installed in 2023. A rare combination of location, views, character, and potential-184 Court St. is a special Elko property ready for its next chapter!

184 Court, Elko
2393 Cree, Elko
$330,000
3 Beds ⋅ 2 Baths ⋅ 3628421 MLS
2393 Cree Avenue is just what you are looking for. Country living close to town. This spacious 3-bedroom, 2-bathroom home comes with a detached garage, fenced yard with mature landscaping. The large yard and covered decks are great for entertaining. The pellet stove will keep your utilities down. The garden tub in the main bathroom is a nice feature. The kitchen has plenty of cabinets and counter space for anyone who enjoys cooking. This home is all electric.

2393 Cree, Elko
486 S 6th, Elko
$279,000
2 Beds ⋅ 2 Baths ⋅ 3628412 MLS
Welcome home to this charming 2-bedroom, 1.5-bath property featuring a nicely sized backyard with established landscaping in both the front and back. An added bonus is the detached garage/workshop, plus an additional storage shed at the back of the property that will remain with the home.Just off the back of the house, you'll find a sunroom offering flexible space for plants, pets, or simply enjoying the natural light year-round. Inside, a wood stove adds warmth and cozy character during the colder months.Several major updates have already been taken care of, including a newer water heater, windows, and furnace, along with all-new electrical and a newer roof. With great outdoor space, useful outbuildings, and valuable updates already completed, this property has plenty to offer! Sale is contingent upon the seller successfully securing a replacement property.

486 S 6th, Elko
2312 North Hollow, Elko
$320,000
3 Beds ⋅ 2 Baths ⋅ 3628406 MLS
Looking for an affordable home in a great location? 2312 North Hollow Drive offers an incredible opportunity to own your own 3 bed/2 bath home in one of Elko's most desirable neighborhoods! Situated on a spacious CORNER LOT with mature trees, this home is just minutes from schools, parks, and shopping. Inside, you'll find a functional layout with plenty of space to make it your own. The living room has new hardwood floors and the kitchen offers a great workspace that's semi-open to the living area. The bedrooms are good sizes and the extra-large laundry room gives you plenty of space for storage! The backyard was designed for low-maintenance and also offers a storage shed. Whether you're a first-time homebuyer, looking to downsize, or searching for a home with great potential, this one is worth a look! Schedule your showing before it's too late!

2312 North Hollow, Elko
2424 Rodeo, Elko
$369,999
3 Beds ⋅ 2 Baths ⋅ 3628358 MLS
Nestled at the end of a peaceful cul-de-sac, this 3-bedroom, 2-bath residence combines functional interior design, exceptional outdoor access, and high-value expansion potential. The main level showcases a sunlit, open-concept floor plan designed for effortless daily living, complemented by a private backyard equipped with a dedicated storage shed and a secure boundary gate opening directly into Mountain View Park. Up front, a custom lending library accents the property line, highlighting the home's distinct curb appeal. Below, the full unfinished basement serves as a blank canvas for customization-complete with existing rough-in plumbing for a third bath and footprint capacity for a fourth bedroom, media room, or flexible workspace.

2424 Rodeo, Elko
671 Ouderkirk, Elko
$300,000
4 Beds ⋅ 2 Baths ⋅ 3628349 MLS
This site-built home offers approximately 1,568 sq. ft. of versatile living space, divided nearly equally between the main level and basement. Featuring 4 bedrooms, 2 bathrooms, 2 living areas, and 2 kitchens, this property offers plenty of possibilities! The basement features its own kitchen, living area, bedrooms, bathroom, and separate entrance from the backyard, creating great potential for multi-generational living or a possible investment/rental opportunity. A shared laundry area conveniently serves both levels. Outside, you'll find a full backyard lawn, carport, and an almost completely fenced property with plenty of room to enjoy the outdoors. The home is also primarily electric. Whether you're looking for a home with extra space, separate living arrangements, or potential income possibilities.

671 Ouderkirk, Elko
2210 Clearwater, Elko
$375,000
3 Beds ⋅ 2 Baths ⋅ 3628345 MLS
Welcome to 2210 Clearwater Court-where fresh updates, generous living space, and inviting outdoor areas come together in a home that's ready to impress! Step inside and immediately notice the fresh, updated feel. Recent improvements include new paint throughout, updated flooring, modern fixtures and hardware, kitchen updates, and refreshed bathrooms-giving the home a clean, stylish look while maintaining a comfortable, welcoming atmosphere.The spacious floor plan offers both a living room and large family room, providing flexibility for entertaining, movies, a game room, office, or simply extra space to spread out. With over 2000 SQF this beautifully updated multi-level home features 3 bed/ 2 bath with plenty of room to live, relax, and entertain. Outside, features attractive curb appeal. Backyard is ready to be enjoyed, with a large deck, an overhead shade, perfect for relaxing, entertaining, or enjoying warm summer evenings. There is an additional 128-SQ-foot storage shed that provides space for tools, outdoor equipment, and more.With extensive updates, versatile living areas, inviting indoor and outdoor spaces, This home offers space and comfort, move in, and make it yours!

2210 Clearwater, Elko
2531 5th, Elko
$359,900
3 Beds ⋅ 3 Baths ⋅ 3628343 MLS
Situated close to Mountain View park and amenities. This brand new, almost completed townhome is centrally located with all the updates of a new home. This 3 bedroom, 2.5 bathroom home has 1,647 sq ft with a 2 car garage. With all the usual Koinonia Construction finishes, soft close painted cabinets, upgraded countertops, stainless appliance package, tankless water heater, and luxury vinyl plank flooring. Open concept main living area with half bath for convenience and lots of under stair storage. The owner suite is on the front side of the house overlooking the Mountain View Park area. Additional guest parking is available on this private street. Property features a completely fenced yard.

2531 5th, Elko
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